In 2023, Russians' utility debt exceeded 1.5 trillion rubles. This is a huge sum, but there are realistic solutions for everyone. We'll share ten effective ways to pay off your...
In 2023, Russians' utility debt exceeded 1.5 trillion rubles. This is a huge sum, but there are realistic solutions for everyone. We'll share ten effective ways to pay off your debt and restore financial stability. First: debt restructuring. You can negotiate with the management company for payment in installments, often over a period of up to 36 months. Second: government subsidies. If your utility costs exceed 22% of your family income, don't hesitate to apply for them. Third: targeted social assistance. In Moscow, for example, low-income families can receive up to 10,000 rubles. Fourth: free legal assistance, for example, at a public reception center or housing and utility services consumer protection centers. Fifth: Checking the charges. In 2022, over 300,000 complaints resulted in recalculations. Sixth: Installing meters. This allows for savings of up to 20% per month, reducing current payments and preventing new debt. Seventh: bankruptcy for individuals with debts exceeding 500,000 rubles. Eighth: selling secondary assets, such as a garage. Ninth: finding additional income. Tenth: direct communication with the management company. Don't wait, act!
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